Call reports 2005
STATE BANK OF NEW PRAGUE — 2005
What STATE BANK OF NEW PRAGUE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 99,682,000 | 100,066,000 | 103,076,000 | 108,373,000 |
| Total loans | 63,437,000 | 64,614,000 | 66,563,000 | 65,668,000 |
| Allowance for loan losses | 783,000 | 801,000 | 818,000 | 836,000 |
| Securities available for sale | 31,510,000 | 31,231,000 | 31,578,000 | 32,327,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,640,000 | 82,202,000 | 86,843,000 | 93,336,000 |
| Interest-bearing deposits | 71,848,000 | 69,230,000 | 74,076,000 | 79,702,000 |
| Noninterest-bearing deposits | 12,792,000 | 12,972,000 | 12,767,000 | 13,634,000 |
| Equity capital | 7,304,000 | 7,860,000 | 7,930,000 | 7,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,351,000 | 2,801,000 | 4,275,000 | 5,801,000 |
| Interest expense | 350,000 | 768,000 | 1,278,000 | 1,854,000 |
| Net interest income | 1,001,000 | 2,033,000 | 2,997,000 | 3,947,000 |
| Noninterest income | 234,000 | 435,000 | 623,000 | 821,000 |
| Noninterest expense | 516,000 | 1,030,000 | 1,626,000 | 2,455,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 721,000 | 1,422,000 | 1,960,000 | 2,261,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 720,000 | 1,421,000 | 1,959,000 | 2,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,521,000 | 7,919,000 | 8,164,000 | 8,238,000 |
| Total capital | 8,304,000 | 8,720,000 | 8,982,000 | 9,074,000 |
| Risk-weighted assets | 67,615,000 | 68,601,000 | 71,610,000 | 71,860,000 |