Call reports 2004
STATE BANK OF NEW PRAGUE — 2004
What STATE BANK OF NEW PRAGUE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 89,086,000 | 91,643,000 | 95,269,000 | 98,564,000 |
| Total loans | 48,277,000 | 52,386,000 | 57,435,000 | 60,922,000 |
| Allowance for loan losses | 753,000 | 753,000 | 763,000 | 769,000 |
| Securities available for sale | 34,103,000 | 34,535,000 | 33,191,000 | 31,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,527,000 | 75,236,000 | 75,970,000 | 81,851,000 |
| Interest-bearing deposits | 61,480,000 | 63,353,000 | 63,271,000 | 69,624,000 |
| Noninterest-bearing deposits | 12,047,000 | 11,883,000 | 12,699,000 | 12,227,000 |
| Equity capital | 7,145,000 | 6,410,000 | 7,432,000 | 7,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,141,000 | 2,353,000 | 3,649,000 | 5,001,000 |
| Interest expense | 228,000 | 475,000 | 748,000 | 1,049,000 |
| Net interest income | 913,000 | 1,878,000 | 2,901,000 | 3,952,000 |
| Noninterest income | 181,000 | 382,000 | 574,000 | 772,000 |
| Noninterest expense | 489,000 | 974,000 | 1,602,000 | 2,439,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 20,000 |
| Pretax income | 632,000 | 1,313,000 | 1,909,000 | 2,311,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 631,000 | 1,312,000 | 1,908,000 | 2,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,392,000 | 6,809,000 | 7,118,000 | 7,270,000 |
| Total capital | 7,087,000 | 7,547,000 | 7,881,000 | 8,039,000 |
| Risk-weighted assets | 55,541,000 | 59,061,000 | 62,092,000 | 65,402,000 |