Call reports 2003
STATE BANK OF NEW PRAGUE — 2003
What STATE BANK OF NEW PRAGUE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 76,257,000 | 76,854,000 | 78,170,000 | 83,295,000 |
| Total loans | 41,123,000 | 41,379,000 | 43,234,000 | 46,561,000 |
| Allowance for loan losses | 628,000 | 673,000 | 733,000 | 753,000 |
| Securities available for sale | 30,227,000 | 27,365,000 | 31,212,000 | 30,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,183,000 | 64,238,000 | 64,793,000 | 68,842,000 |
| Interest-bearing deposits | 53,890,000 | 52,483,000 | 53,267,000 | 57,228,000 |
| Noninterest-bearing deposits | 12,293,000 | 11,755,000 | 11,526,000 | 11,614,000 |
| Equity capital | 6,633,000 | 7,133,000 | 6,872,000 | 6,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,048,000 | 2,100,000 | 3,154,000 | 4,247,000 |
| Interest expense | 255,000 | 493,000 | 728,000 | 952,000 |
| Net interest income | 793,000 | 1,607,000 | 2,426,000 | 3,295,000 |
| Noninterest income | 330,000 | 655,000 | 940,000 | 1,125,000 |
| Noninterest expense | 478,000 | 929,000 | 1,511,000 | 2,231,000 |
| Provision for loan losses | 15,000 | 60,000 | 120,000 | 140,000 |
| Pretax income | 637,000 | 1,280,000 | 1,742,000 | 2,067,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 636,000 | 1,279,000 | 1,741,000 | 2,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,861,000 | 6,214,000 | 6,386,000 | 6,499,000 |
| Total capital | 6,489,000 | 6,865,000 | 7,048,000 | 7,192,000 |
| Risk-weighted assets | 51,485,000 | 52,034,000 | 52,866,000 | 55,341,000 |