Call reports 2002
STATE BANK OF NEW PRAGUE — 2002
What STATE BANK OF NEW PRAGUE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 64,663,000 | 66,288,000 | 68,945,000 | 75,205,000 |
| Total loans | 35,103,000 | 36,492,000 | 37,060,000 | 38,496,000 |
| Allowance for loan losses | 600,000 | 606,000 | 608,000 | 584,000 |
| Securities available for sale | 23,313,000 | 23,364,000 | 27,706,000 | 29,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,419,000 | 57,368,000 | 59,370,000 | 65,273,000 |
| Interest-bearing deposits | 48,639,000 | 49,051,000 | 48,351,000 | 53,754,000 |
| Noninterest-bearing deposits | 7,780,000 | 8,317,000 | 11,019,000 | 11,519,000 |
| Equity capital | 5,548,000 | 6,301,000 | 6,760,000 | 6,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 997,000 | 2,020,000 | 3,085,000 | 4,144,000 |
| Interest expense | 315,000 | 618,000 | 907,000 | 1,180,000 |
| Net interest income | 682,000 | 1,402,000 | 2,178,000 | 2,964,000 |
| Noninterest income | 174,000 | 351,000 | 576,000 | 884,000 |
| Noninterest expense | 427,000 | 834,000 | 1,337,000 | 1,932,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 423,000 | 907,000 | 1,399,000 | 1,892,000 |
| Income tax | 474,000 | 474,000 | 474,000 | 474,000 |
| Net income | -51,000 | 433,000 | 925,000 | 1,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,148,000 | 5,632,000 | 5,928,000 | 6,198,000 |
| Total capital | 5,716,000 | 6,207,000 | 6,512,000 | 6,782,000 |
| Risk-weighted assets | 45,428,000 | 46,005,000 | 46,709,000 | 50,213,000 |