Call reports 2001
STATE BANK OF NEW PRAGUE — 2001
What STATE BANK OF NEW PRAGUE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 64,298,000 | 66,039,000 | 63,614,000 | 64,064,000 |
| Total loans | 40,437,000 | 40,613,000 | 39,274,000 | 36,673,000 |
| Allowance for loan losses | 602,000 | 616,000 | 631,000 | 644,000 |
| Securities available for sale | 15,699,000 | 14,941,000 | 15,329,000 | 20,078,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,442,000 | 56,805,000 | 54,493,000 | 55,703,000 |
| Interest-bearing deposits | 48,457,000 | 49,318,000 | 45,935,000 | 47,515,000 |
| Noninterest-bearing deposits | 6,985,000 | 7,487,000 | 8,558,000 | 8,188,000 |
| Equity capital | 4,700,000 | 4,981,000 | 5,306,000 | 5,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,191,000 | 2,398,000 | 3,546,000 | 4,564,000 |
| Interest expense | 658,000 | 1,295,000 | 1,814,000 | 2,175,000 |
| Net interest income | 533,000 | 1,103,000 | 1,732,000 | 2,389,000 |
| Noninterest income | 164,000 | 328,000 | 493,000 | 729,000 |
| Noninterest expense | 422,000 | 814,000 | 1,248,000 | 1,743,000 |
| Provision for loan losses | 14,000 | 27,000 | 42,000 | 55,000 |
| Pretax income | 261,000 | 590,000 | 935,000 | 1,320,000 |
| Income tax | 75,000 | 176,000 | 282,000 | 413,000 |
| Net income | 186,000 | 414,000 | 653,000 | 907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,478,000 | 4,706,000 | 4,945,000 | 5,199,000 |
| Total capital | 5,024,000 | 5,276,000 | 5,505,000 | 5,748,000 |
| Risk-weighted assets | 43,602,000 | 45,542,000 | 44,746,000 | 44,418,000 |