Call reports 2026
FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF VALDOSTA — 2026
What FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF VALDOSTA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 277,565,000 | 278,498,000 |
| Total loans | 240,928,000 | 244,319,000 |
| Allowance for loan losses | 976,000 | 1,018,000 |
| Securities available for sale | 1,362,000 | 1,360,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 207,255,000 | 208,536,000 |
| Interest-bearing deposits | 187,169,000 | 189,565,000 |
| Noninterest-bearing deposits | 20,086,000 | 18,971,000 |
| Equity capital | 33,284,000 | 33,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,116,000 | 8,318,000 |
| Interest expense | 1,474,000 | 2,965,000 |
| Net interest income | 2,642,000 | 5,353,000 |
| Noninterest income | 242,000 | 476,000 |
| Noninterest expense | 2,098,000 | 4,265,000 |
| Provision for loan losses | 30,000 | 60,000 |
| Pretax income | 756,000 | 1,504,000 |
| Income tax | 176,000 | 353,000 |
| Net income | 580,000 | 1,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 33,065,000 | 33,642,000 |