Call report 2025Q4
FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF VALDOSTA — 2025Q4
The 22 measures FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF VALDOSTA reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 271,927,000 | USD | evidence → |
| Total loans | 238,524,000 | USD | evidence → |
| Allowance for loan losses | 979,000 | USD | evidence → |
| Securities available for sale | 1,864,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 195,534,000 | USD | evidence → |
| Interest-bearing deposits | 175,397,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,137,000 | USD | evidence → |
| Equity capital | 32,703,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,296,000 | USD | evidence → |
| Interest expense | 5,227,000 | USD | evidence → |
| Net interest income | 10,069,000 | USD | evidence → |
| Noninterest income | 908,000 | USD | evidence → |
| Noninterest expense | 9,343,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 1,514,000 | USD | evidence → |
| Income tax | 329,000 | USD | evidence → |
| Net income | 1,185,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,239,000 | USD | evidence → |