Call report 2014Q4
FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF VALDOSTA — 2014Q4
The 22 measures FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF VALDOSTA reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 164,413,000 | USD | evidence → |
| Total loans | 131,907,000 | USD | evidence → |
| Allowance for loan losses | 648,000 | USD | evidence → |
| Securities available for sale | 5,049,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 117,928,000 | USD | evidence → |
| Interest-bearing deposits | 113,174,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,754,000 | USD | evidence → |
| Equity capital | 27,925,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,927,000 | USD | evidence → |
| Interest expense | 1,013,000 | USD | evidence → |
| Net interest income | 5,914,000 | USD | evidence → |
| Noninterest income | 538,000 | USD | evidence → |
| Noninterest expense | 6,617,000 | USD | evidence → |
| Provision for loan losses | 143,000 | USD | evidence → |
| Pretax income | -304,000 | USD | evidence → |
| Income tax | -179,000 | USD | evidence → |
| Net income | -125,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,122,000 | USD | evidence → |
| Total capital | 27,770,000 | USD | evidence → |
| Risk-weighted assets | 93,112,000 | USD | evidence → |