Call report 2021Q4
CHARIS BANK — 2021Q4
The 22 measures CHARIS BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 269,276,000 | USD | evidence → |
| Total loans | 138,739,000 | USD | evidence → |
| Allowance for loan losses | 1,629,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 1,700,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 236,000,000 | USD | evidence → |
| Interest-bearing deposits | 184,292,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,708,000 | USD | evidence → |
| Equity capital | 32,726,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,811,000 | USD | evidence → |
| Interest expense | 523,000 | USD | evidence → |
| Net interest income | 5,288,000 | USD | evidence → |
| Noninterest income | 816,000 | USD | evidence → |
| Noninterest expense | 5,140,000 | USD | evidence → |
| Provision for loan losses | 403,000 | USD | evidence → |
| Pretax income | 561,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 561,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,914,000 | USD | evidence → |
| Total capital | 29,543,000 | USD | evidence → |
| Risk-weighted assets | 156,600,000 | USD | evidence → |