Call report 2020Q4
CHARIS BANK — 2020Q4
The 22 measures CHARIS BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 184,085,000 | USD | evidence → |
| Total loans | 122,614,000 | USD | evidence → |
| Allowance for loan losses | 1,225,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 1,700,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 151,572,000 | USD | evidence → |
| Interest-bearing deposits | 68,018,000 | USD | evidence → |
| Noninterest-bearing deposits | 83,554,000 | USD | evidence → |
| Equity capital | 32,166,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,216,000 | USD | evidence → |
| Interest expense | 310,000 | USD | evidence → |
| Net interest income | 3,906,000 | USD | evidence → |
| Noninterest income | 411,000 | USD | evidence → |
| Noninterest expense | 4,975,000 | USD | evidence → |
| Provision for loan losses | 847,000 | USD | evidence → |
| Pretax income | -1,505,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,505,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,139,000 | USD | evidence → |
| Total capital | 28,364,000 | USD | evidence → |
| Risk-weighted assets | 143,459,000 | USD | evidence → |