Call report 2015Q4
CHARIS BANK — 2015Q4
The 22 measures CHARIS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 68,769,000 | USD | evidence → |
| Total loans | 48,152,000 | USD | evidence → |
| Allowance for loan losses | 793,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 992,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 59,606,000 | USD | evidence → |
| Interest-bearing deposits | 41,797,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,809,000 | USD | evidence → |
| Equity capital | 8,911,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,209,000 | USD | evidence → |
| Interest expense | 49,000 | USD | evidence → |
| Net interest income | 3,160,000 | USD | evidence → |
| Noninterest income | 332,000 | USD | evidence → |
| Noninterest expense | 2,331,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,161,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,161,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,911,000 | USD | evidence → |
| Total capital | 9,453,000 | USD | evidence → |
| Risk-weighted assets | 43,159,000 | USD | evidence → |