Call report 2014Q4
CHARIS BANK — 2014Q4
The 22 measures CHARIS BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 69,638,000 | USD | evidence → |
| Total loans | 43,752,000 | USD | evidence → |
| Allowance for loan losses | 774,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 988,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 60,602,000 | USD | evidence → |
| Interest-bearing deposits | 42,190,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,412,000 | USD | evidence → |
| Equity capital | 8,912,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,276,000 | USD | evidence → |
| Interest expense | 52,000 | USD | evidence → |
| Net interest income | 3,224,000 | USD | evidence → |
| Noninterest income | 649,000 | USD | evidence → |
| Noninterest expense | 2,452,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,421,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,421,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,912,000 | USD | evidence → |
| Total capital | 9,392,000 | USD | evidence → |
| Risk-weighted assets | 38,113,000 | USD | evidence → |