Call report 2012Q4
CHARIS BANK — 2012Q4
The 22 measures CHARIS BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 67,503,000 | USD | evidence → |
| Total loans | 51,230,000 | USD | evidence → |
| Allowance for loan losses | 818,000 | USD | evidence → |
| Securities available for sale | 1,024,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 59,073,000 | USD | evidence → |
| Interest-bearing deposits | 43,093,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,980,000 | USD | evidence → |
| Equity capital | 8,363,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,656,000 | USD | evidence → |
| Interest expense | 102,000 | USD | evidence → |
| Net interest income | 3,554,000 | USD | evidence → |
| Noninterest income | 432,000 | USD | evidence → |
| Noninterest expense | 2,912,000 | USD | evidence → |
| Provision for loan losses | 176,000 | USD | evidence → |
| Pretax income | 898,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 898,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,351,000 | USD | evidence → |
| Total capital | 8,884,000 | USD | evidence → |
| Risk-weighted assets | 42,580,000 | USD | evidence → |