Call report 2009Q4
CHARIS BANK — 2009Q4
The 22 measures CHARIS BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 68,742,000 | USD | evidence → |
| Total loans | 56,504,000 | USD | evidence → |
| Allowance for loan losses | 987,000 | USD | evidence → |
| Securities available for sale | 1,045,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 61,661,000 | USD | evidence → |
| Interest-bearing deposits | 47,379,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,282,000 | USD | evidence → |
| Equity capital | 6,980,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,120,000 | USD | evidence → |
| Interest expense | 587,000 | USD | evidence → |
| Net interest income | 3,533,000 | USD | evidence → |
| Noninterest income | 426,000 | USD | evidence → |
| Noninterest expense | 2,746,000 | USD | evidence → |
| Provision for loan losses | 520,000 | USD | evidence → |
| Pretax income | 693,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 693,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,945,000 | USD | evidence → |
| Total capital | 7,612,000 | USD | evidence → |
| Risk-weighted assets | 53,060,000 | USD | evidence → |