Call report 2003Q4
CHARIS BANK — 2003Q4
The 22 measures CHARIS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 56,127,000 | USD | evidence → |
| Total loans | 41,948,000 | USD | evidence → |
| Allowance for loan losses | 541,000 | USD | evidence → |
| Securities available for sale | 4,502,000 | USD | evidence → |
| Securities held to maturity | 2,680,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 50,608,000 | USD | evidence → |
| Interest-bearing deposits | 38,317,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,291,000 | USD | evidence → |
| Equity capital | 5,473,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,166,000 | USD | evidence → |
| Interest expense | 505,000 | USD | evidence → |
| Net interest income | 2,661,000 | USD | evidence → |
| Noninterest income | 419,000 | USD | evidence → |
| Noninterest expense | 1,809,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,272,000 | USD | evidence → |
| Income tax | 50,000 | USD | evidence → |
| Net income | 1,222,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,472,000 | USD | evidence → |
| Total capital | 5,991,000 | USD | evidence → |
| Risk-weighted assets | 41,468,000 | USD | evidence → |