Call reports 2022
FOXBORO FEDERAL SAVINGS — 2022
What FOXBORO FEDERAL SAVINGS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Total assets | 204,482,000 | 205,082,000 | 199,440,000 |
| Total loans | 113,013,000 | 112,948,000 | 112,970,000 |
| Allowance for loan losses | 969,000 | 969,000 | 969,000 |
| Securities available for sale | 73,470,000 | 70,748,000 | 66,671,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 175,991,000 | 178,139,000 | 175,726,000 |
| Interest-bearing deposits | 152,693,000 | 152,344,000 | 150,126,000 |
| Noninterest-bearing deposits | 23,298,000 | 25,795,000 | 25,600,000 |
| Equity capital | 27,078,000 | 25,489,000 | 22,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Interest income | 1,206,000 | 2,434,000 | 3,715,000 |
| Interest expense | 43,000 | 85,000 | 127,000 |
| Net interest income | 1,163,000 | 2,349,000 | 3,588,000 |
| Noninterest income | 152,000 | 292,000 | 430,000 |
| Noninterest expense | 952,000 | 1,908,000 | 2,922,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 363,000 | 729,000 | 1,092,000 |
| Income tax | 57,000 | 113,000 | 168,000 |
| Net income | 306,000 | 616,000 | 924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Tier 1 capital | 30,526,000 | 30,837,000 | 31,145,000 |
| Total capital | 31,495,000 | 31,806,000 | 32,114,000 |
| Risk-weighted assets | 94,586,000 | 87,348,000 | 88,596,000 |