Call reports 2021
FOXBORO FEDERAL SAVINGS — 2021
What FOXBORO FEDERAL SAVINGS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 197,123,000 | 200,186,000 | 202,007,000 | 206,488,000 |
| Total loans | 105,556,000 | 109,373,000 | 109,272,000 | 108,765,000 |
| Allowance for loan losses | 969,000 | 969,000 | 969,000 | 969,000 |
| Securities available for sale | 67,103,000 | 62,205,000 | 63,071,000 | 78,544,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,842,000 | 168,351,000 | 170,135,000 | 174,593,000 |
| Interest-bearing deposits | 145,045,000 | 147,586,000 | 147,119,000 | 154,017,000 |
| Noninterest-bearing deposits | 20,797,000 | 20,765,000 | 23,016,000 | 20,576,000 |
| Equity capital | 29,936,000 | 30,413,000 | 30,348,000 | 30,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,169,000 | 2,337,000 | 3,482,000 | 4,668,000 |
| Interest expense | 87,000 | 160,000 | 221,000 | 270,000 |
| Net interest income | 1,082,000 | 2,177,000 | 3,261,000 | 4,398,000 |
| Noninterest income | 193,000 | 379,000 | 566,000 | 745,000 |
| Noninterest expense | 981,000 | 1,959,000 | 2,924,000 | 3,968,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 292,000 | 589,000 | 886,000 | 1,158,000 |
| Income tax | 29,000 | 61,000 | 97,000 | 127,000 |
| Net income | 263,000 | 528,000 | 789,000 | 1,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,464,000 | 29,717,000 | 29,978,000 | 30,220,000 |
| Total capital | 30,433,000 | 30,686,000 | 30,947,000 | 31,189,000 |
| Risk-weighted assets | 79,854,000 | 85,656,000 | 86,852,000 | 91,657,000 |