Call reports 2020
FOXBORO FEDERAL SAVINGS — 2020
What FOXBORO FEDERAL SAVINGS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 167,119,000 | 180,400,000 | 183,450,000 | 187,543,000 |
| Total loans | 119,336,000 | 115,089,000 | 113,971,000 | 108,746,000 |
| Allowance for loan losses | 969,000 | 969,000 | 969,000 | 969,000 |
| Securities available for sale | 23,048,000 | 28,068,000 | 43,940,000 | 48,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,051,000 | 149,640,000 | 152,283,000 | 156,049,000 |
| Interest-bearing deposits | 122,289,000 | 129,668,000 | 132,989,000 | 138,274,000 |
| Noninterest-bearing deposits | 14,762,000 | 19,972,000 | 19,294,000 | 17,775,000 |
| Equity capital | 28,837,000 | 29,444,000 | 29,753,000 | 30,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,344,000 | 2,628,000 | 3,886,000 | 5,101,000 |
| Interest expense | 160,000 | 310,000 | 439,000 | 551,000 |
| Net interest income | 1,184,000 | 2,318,000 | 3,447,000 | 4,550,000 |
| Noninterest income | 168,000 | 301,000 | 434,000 | 562,000 |
| Noninterest expense | 1,017,000 | 1,960,000 | 2,936,000 | 3,893,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 335,000 | 655,000 | 942,000 | 1,220,000 |
| Income tax | 53,000 | 94,000 | 125,000 | 153,000 |
| Net income | 282,000 | 561,000 | 817,000 | 1,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,404,000 | 28,696,000 | 28,952,000 | 29,201,000 |
| Total capital | 29,375,000 | 29,665,000 | 29,921,000 | 30,170,000 |
| Risk-weighted assets | 83,867,000 | 81,806,000 | 84,664,000 | 83,053,000 |