Call reports 2019
FOXBORO FEDERAL SAVINGS — 2019
What FOXBORO FEDERAL SAVINGS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 164,315,000 | 167,324,000 | 165,732,000 | 164,736,000 |
| Total loans | 116,856,000 | 117,548,000 | 116,518,000 | 116,111,000 |
| Allowance for loan losses | 969,000 | 969,000 | 969,000 | 969,000 |
| Securities available for sale | 22,238,000 | 21,886,000 | 21,117,000 | 20,561,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,709,000 | 138,184,000 | 136,018,000 | 134,867,000 |
| Interest-bearing deposits | 118,100,000 | 118,422,000 | 117,363,000 | 120,554,000 |
| Noninterest-bearing deposits | 17,609,000 | 19,762,000 | 18,655,000 | 14,313,000 |
| Equity capital | 27,429,000 | 27,958,000 | 28,395,000 | 28,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,342,000 | 2,706,000 | 4,082,000 | 5,473,000 |
| Interest expense | 122,000 | 270,000 | 418,000 | 590,000 |
| Net interest income | 1,220,000 | 2,436,000 | 3,664,000 | 4,883,000 |
| Noninterest income | 177,000 | 359,000 | 603,000 | 882,000 |
| Noninterest expense | 1,001,000 | 1,975,000 | 2,944,000 | 4,193,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 396,000 | 820,000 | 1,329,000 | 1,578,000 |
| Income tax | 68,000 | 143,000 | 243,000 | 279,000 |
| Net income | 328,000 | 677,000 | 1,086,000 | 1,299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,152,000 | 27,500,000 | 27,909,000 | 28,122,000 |
| Total capital | 28,128,000 | 28,476,000 | 28,888,000 | 29,100,000 |
| Risk-weighted assets | 80,805,000 | 80,994,000 | 81,039,000 | 82,185,000 |