Call reports 2018
FOXBORO FEDERAL SAVINGS — 2018
What FOXBORO FEDERAL SAVINGS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 165,401,000 | 165,336,000 | 167,565,000 | 165,605,000 |
| Total loans | 100,210,000 | 109,080,000 | 112,380,000 | 115,133,000 |
| Allowance for loan losses | 969,000 | 969,000 | 969,000 | 969,000 |
| Securities available for sale | 23,972,000 | 23,917,000 | 23,740,000 | 23,416,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,448,000 | 138,020,000 | 140,024,000 | 135,284,000 |
| Interest-bearing deposits | 120,534,000 | 119,757,000 | 117,970,000 | 116,542,000 |
| Noninterest-bearing deposits | 17,914,000 | 18,263,000 | 22,054,000 | 18,742,000 |
| Equity capital | 25,885,000 | 26,166,000 | 26,342,000 | 26,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,162,000 | 2,386,000 | 3,668,000 | 4,969,000 |
| Interest expense | 92,000 | 189,000 | 289,000 | 400,000 |
| Net interest income | 1,070,000 | 2,197,000 | 3,379,000 | 4,569,000 |
| Noninterest income | 193,000 | 366,000 | 539,000 | 715,000 |
| Noninterest expense | 936,000 | 1,848,000 | 2,813,000 | 3,853,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 327,000 | 715,000 | 1,098,000 | 1,424,000 |
| Income tax | 50,000 | 117,000 | 181,000 | 229,000 |
| Net income | 277,000 | 598,000 | 917,000 | 1,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,950,000 | 26,226,000 | 26,545,000 | 26,823,000 |
| Total capital | 26,861,000 | 27,191,000 | 27,516,000 | 27,793,000 |
| Risk-weighted assets | 72,900,000 | 76,974,000 | 77,701,000 | 80,533,000 |