Call reports 2017
FOXBORO FEDERAL SAVINGS — 2017
What FOXBORO FEDERAL SAVINGS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 162,826,000 | 165,209,000 | 163,297,000 | 161,520,000 |
| Total loans | 100,106,000 | 98,606,000 | 98,345,000 | 98,462,000 |
| Allowance for loan losses | 969,000 | 969,000 | 969,000 | 969,000 |
| Securities available for sale | 24,537,000 | 24,188,000 | 23,646,000 | 24,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,421,000 | 138,385,000 | 136,225,000 | 134,568,000 |
| Interest-bearing deposits | 120,502,000 | 121,773,000 | 117,371,000 | 119,244,000 |
| Noninterest-bearing deposits | 15,919,000 | 16,612,000 | 18,854,000 | 15,324,000 |
| Equity capital | 25,333,000 | 25,701,000 | 25,930,000 | 25,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,079,000 | 2,160,000 | 3,282,000 | 4,419,000 |
| Interest expense | 90,000 | 183,000 | 272,000 | 366,000 |
| Net interest income | 989,000 | 1,977,000 | 3,010,000 | 4,053,000 |
| Noninterest income | 201,000 | 381,000 | 567,000 | 744,000 |
| Noninterest expense | 939,000 | 1,874,000 | 2,807,000 | 3,755,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 251,000 | 484,000 | 770,000 | 1,042,000 |
| Income tax | 39,000 | 72,000 | 125,000 | 343,000 |
| Net income | 212,000 | 412,000 | 645,000 | 699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,185,000 | 25,386,000 | 25,619,000 | 25,673,000 |
| Total capital | 26,094,000 | 26,275,000 | 26,514,000 | 26,577,000 |
| Risk-weighted assets | 72,301,000 | 70,769,000 | 71,117,000 | 72,010,000 |