Call reports 2016
FOXBORO FEDERAL SAVINGS — 2016
What FOXBORO FEDERAL SAVINGS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 160,069,000 | 163,893,000 | 162,863,000 | 162,431,000 |
| Total loans | 96,388,000 | 99,453,000 | 103,460,000 | 103,693,000 |
| Allowance for loan losses | 969,000 | 969,000 | 969,000 | 969,000 |
| Securities available for sale | 29,063,000 | 27,684,000 | 25,497,000 | 23,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,203,000 | 137,496,000 | 136,313,000 | 136,307,000 |
| Interest-bearing deposits | 116,096,000 | 116,515,000 | 77,069,000 | 118,707,000 |
| Noninterest-bearing deposits | 18,107,000 | 20,981,000 | 59,244,000 | 17,600,000 |
| Equity capital | 24,843,000 | 25,307,000 | 25,428,000 | 25,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,060,000 | 2,118,000 | 3,250,000 | 4,354,000 |
| Interest expense | 92,000 | 184,000 | 280,000 | 374,000 |
| Net interest income | 968,000 | 1,934,000 | 2,970,000 | 3,980,000 |
| Noninterest income | 201,000 | 399,000 | 601,000 | 816,000 |
| Noninterest expense | 956,000 | 1,880,000 | 2,746,000 | 3,705,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 218,000 | 473,000 | 787,000 | 1,053,000 |
| Income tax | 38,000 | 86,000 | 151,000 | 195,000 |
| Net income | 180,000 | 387,000 | 636,000 | 858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,285,000 | 24,503,000 | 24,751,000 | 24,974,000 |
| Total capital | 25,171,000 | 25,405,000 | 25,666,000 | 25,912,000 |
| Risk-weighted assets | 70,871,000 | 71,958,000 | 73,056,000 | 74,254,000 |