Call reports 2014
FOXBORO FEDERAL SAVINGS — 2014
What FOXBORO FEDERAL SAVINGS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 150,817,000 | 151,101,000 | 151,046,000 | 152,488,000 |
| Total loans | 84,308,000 | 83,813,000 | 83,789,000 | 84,537,000 |
| Allowance for loan losses | 1,008,000 | 1,008,000 | 1,000,000 | 1,000,000 |
| Securities available for sale | 42,797,000 | 43,539,000 | 43,388,000 | 40,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,323,000 | 126,568,000 | 126,624,000 | 127,502,000 |
| Interest-bearing deposits | 115,020,000 | 112,920,000 | 113,289,000 | 113,047,000 |
| Noninterest-bearing deposits | 12,303,000 | 13,648,000 | 13,335,000 | 14,455,000 |
| Equity capital | 21,971,000 | 22,803,000 | 23,090,000 | 23,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 979,000 | 1,945,000 | 2,984,000 | 3,991,000 |
| Interest expense | 102,000 | 203,000 | 305,000 | 405,000 |
| Net interest income | 877,000 | 1,742,000 | 2,679,000 | 3,586,000 |
| Noninterest income | 220,000 | 449,000 | 614,000 | 829,000 |
| Noninterest expense | 895,000 | 1,774,000 | 2,620,000 | 3,540,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 212,000 | 432,000 | 688,000 | 898,000 |
| Income tax | 39,000 | 81,000 | 138,000 | 185,000 |
| Net income | 173,000 | 351,000 | 550,000 | 713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,902,000 | 23,083,000 | 23,260,000 | 23,432,000 |
| Total capital | 23,769,000 | 23,940,000 | 24,112,000 | 24,295,000 |
| Risk-weighted assets | 69,195,000 | 68,358,000 | 67,991,000 | 69,003,000 |