Call reports 2013
FOXBORO FEDERAL SAVINGS — 2013
What FOXBORO FEDERAL SAVINGS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 149,610,000 | 150,669,000 | 148,839,000 | 148,583,000 |
| Total loans | 85,328,000 | 82,812,000 | 84,505,000 | 83,864,000 |
| Allowance for loan losses | 1,008,000 | 1,008,000 | 1,008,000 | 1,008,000 |
| Securities available for sale | 40,982,000 | 43,424,000 | 44,593,000 | 45,068,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,975,000 | 128,093,000 | 126,141,000 | 126,233,000 |
| Interest-bearing deposits | 117,566,000 | 118,879,000 | 117,331,000 | 117,044,000 |
| Noninterest-bearing deposits | 8,409,000 | 9,214,000 | 8,810,000 | 9,189,000 |
| Equity capital | 22,565,000 | 21,539,000 | 21,492,000 | 21,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 955,000 | 1,907,000 | 2,869,000 | 3,870,000 |
| Interest expense | 122,000 | 237,000 | 355,000 | 463,000 |
| Net interest income | 833,000 | 1,670,000 | 2,514,000 | 3,407,000 |
| Noninterest income | 414,000 | 723,000 | 968,000 | 1,185,000 |
| Noninterest expense | 979,000 | 1,927,000 | 2,790,000 | 3,666,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 268,000 | 466,000 | 692,000 | 929,000 |
| Income tax | 72,000 | 110,000 | 157,000 | 209,000 |
| Net income | 196,000 | 356,000 | 535,000 | 720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,193,000 | 22,342,000 | 22,526,000 | 22,719,000 |
| Total capital | 23,101,000 | 23,234,000 | 23,390,000 | 23,608,000 |
| Risk-weighted assets | 72,261,000 | 70,492,000 | 68,212,000 | 71,214,000 |