Call reports 2012
FOXBORO FEDERAL SAVINGS — 2012
What FOXBORO FEDERAL SAVINGS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 142,144,000 | 143,592,000 | 146,522,000 | 148,055,000 |
| Total loans | 77,203,000 | 75,769,000 | 78,427,000 | 85,368,000 |
| Allowance for loan losses | 1,008,000 | 1,008,000 | 1,008,000 | 1,008,000 |
| Securities available for sale | 42,229,000 | 40,364,000 | 45,074,000 | 43,582,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,721,000 | 120,852,000 | 123,146,000 | 124,512,000 |
| Interest-bearing deposits | 113,167,000 | 114,327,000 | 115,541,000 | 116,760,000 |
| Noninterest-bearing deposits | 6,554,000 | 6,525,000 | 7,605,000 | 7,752,000 |
| Equity capital | 21,519,000 | 21,853,000 | 22,259,000 | 22,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,044,000 | 2,043,000 | 3,032,000 | 4,046,000 |
| Interest expense | 155,000 | 298,000 | 437,000 | 572,000 |
| Net interest income | 889,000 | 1,745,000 | 2,595,000 | 3,474,000 |
| Noninterest income | 361,000 | 728,000 | 1,109,000 | 1,685,000 |
| Noninterest expense | 929,000 | 1,769,000 | 2,661,000 | 3,759,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 321,000 | 723,000 | 1,062,000 | 1,420,000 |
| Income tax | 101,000 | 231,000 | 331,000 | 435,000 |
| Net income | 220,000 | 492,000 | 731,000 | 985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,235,000 | 21,506,000 | 21,752,000 | 21,996,000 |
| Total capital | 22,091,000 | 22,398,000 | 22,650,000 | 22,921,000 |
| Risk-weighted assets | 68,310,000 | 70,489,000 | 71,716,000 | 73,158,000 |