Call reports 2022
GUARANTY BANK — 2022
What GUARANTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 956,345,000 | 2,041,133,000 | 2,107,448,000 | 2,148,808,000 |
| Total loans | 744,140,000 | 1,592,836,000 | 1,649,313,000 | 1,677,245,000 |
| Allowance for loan losses | 8,295,000 | 24,305,000 | 23,455,000 | 23,007,000 |
| Securities available for sale | 53,635,000 | 88,891,000 | 81,683,000 | 84,913,000 |
| Securities held to maturity | 73,116,000 | 89,073,000 | 98,332,000 | 100,007,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 555,559,000 | 1,540,004,000 | 1,632,141,000 | 1,587,494,000 |
| Interest-bearing deposits | 449,654,000 | 857,578,000 | 920,234,000 | 858,264,000 |
| Noninterest-bearing deposits | 105,905,000 | 682,426,000 | 711,907,000 | 729,230,000 |
| Equity capital | 141,880,000 | 310,946,000 | 312,325,000 | 326,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,282,000 | 27,575,000 | 50,634,000 | 79,266,000 |
| Interest expense | 755,000 | 2,983,000 | 7,845,000 | 15,532,000 |
| Net interest income | 6,527,000 | 24,592,000 | 42,789,000 | 63,734,000 |
| Noninterest income | 552,000 | 3,913,000 | 6,403,000 | 8,885,000 |
| Noninterest expense | 3,758,000 | 13,982,000 | 23,615,000 | 33,729,000 |
| Provision for loan losses | -911,000 | 9,390,000 | 9,095,000 | 8,995,000 |
| Pretax income | 3,823,000 | 4,375,000 | 15,680,000 | 29,383,000 |
| Income tax | 719,000 | 245,000 | 2,353,000 | 5,094,000 |
| Net income | 3,104,000 | 4,130,000 | 13,327,000 | 24,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,945,000 | 197,467,000 | 207,174,000 | 218,647,000 |
| Total capital | 104,588,000 | 220,292,000 | 231,638,000 | 243,106,000 |
| Risk-weighted assets | 809,938,000 | 1,822,887,000 | 1,956,413,000 | 1,986,285,000 |