Call reports 2021
GUARANTY BANK — 2021
What GUARANTY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 818,605,000 | 850,067,000 | 880,143,000 | 882,885,000 |
| Total loans | 666,692,000 | 693,614,000 | 718,867,000 | 725,139,000 |
| Allowance for loan losses | 9,528,000 | 9,348,000 | 9,347,000 | 9,206,000 |
| Securities available for sale | 14,631,000 | 14,436,000 | 13,675,000 | 13,540,000 |
| Securities held to maturity | 59,139,000 | 65,668,000 | 68,517,000 | 68,337,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 602,274,000 | 608,676,000 | 605,947,000 | 590,163,000 |
| Interest-bearing deposits | 468,043,000 | 475,272,000 | 471,159,000 | 457,131,000 |
| Noninterest-bearing deposits | 134,231,000 | 133,404,000 | 134,788,000 | 133,032,000 |
| Equity capital | 130,477,000 | 134,596,000 | 138,916,000 | 142,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,927,000 | 14,178,000 | 21,981,000 | 29,446,000 |
| Interest expense | 858,000 | 1,629,000 | 2,375,000 | 3,095,000 |
| Net interest income | 6,069,000 | 12,549,000 | 19,606,000 | 26,351,000 |
| Noninterest income | 1,819,000 | 3,749,000 | 6,752,000 | 8,818,000 |
| Noninterest expense | 3,969,000 | 7,818,000 | 12,046,000 | 15,997,000 |
| Provision for loan losses | 870,000 | 701,000 | 701,000 | 560,000 |
| Pretax income | 2,868,000 | 7,629,000 | 13,571,000 | 18,727,000 |
| Income tax | 599,000 | 1,675,000 | 3,027,000 | 4,148,000 |
| Net income | 2,269,000 | 5,954,000 | 10,544,000 | 14,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,645,000 | 82,554,000 | 87,367,000 | 91,625,000 |
| Total capital | 92,355,000 | 91,663,000 | 96,864,000 | 101,067,000 |
| Risk-weighted assets | 694,700,000 | 727,358,000 | 758,819,000 | 754,615,000 |