Call reports 2018
GUARANTY BANK — 2018
What GUARANTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 563,166,000 | 573,267,000 | 623,949,000 | 632,849,000 |
| Total loans | 479,671,000 | 486,992,000 | 480,961,000 | 475,801,000 |
| Allowance for loan losses | 4,774,000 | 4,837,000 | 475,000 | 990,000 |
| Securities available for sale | 4,834,000 | 4,827,000 | 4,912,000 | 5,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 3,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 446,533,000 | 439,301,000 | 439,669,000 | 449,983,000 |
| Interest-bearing deposits | 364,285,000 | 359,283,000 | 356,975,000 | 368,384,000 |
| Noninterest-bearing deposits | 82,248,000 | 80,018,000 | 82,694,000 | 81,599,000 |
| Equity capital | 48,590,000 | 51,101,000 | 102,337,000 | 105,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,175,000 | 10,686,000 | 6,894,000 | 14,052,000 |
| Interest expense | 1,122,000 | 2,318,000 | 1,319,000 | 2,489,000 |
| Net interest income | 4,053,000 | 8,368,000 | 5,575,000 | 11,563,000 |
| Noninterest income | 449,000 | 997,000 | 466,000 | 1,102,000 |
| Noninterest expense | 2,096,000 | 4,326,000 | 2,573,000 | 5,178,000 |
| Provision for loan losses | 175,000 | 300,000 | 475,000 | 990,000 |
| Pretax income | 2,231,000 | 4,739,000 | 2,993,000 | 6,497,000 |
| Income tax | 0 | 0 | 796,000 | 1,681,000 |
| Net income | 2,231,000 | 4,739,000 | 2,197,000 | 4,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,666,000 | 51,180,000 | 48,870,000 | 51,279,000 |
| Total capital | 58,440,000 | 61,017,000 | 54,108,000 | 57,051,000 |
| Risk-weighted assets | 462,924,000 | 469,462,000 | 464,949,000 | 465,981,000 |