Call reports 2017
GUARANTY BANK — 2017
What GUARANTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 521,481,000 | 529,981,000 | 542,532,000 | 545,107,000 |
| Total loans | 425,606,000 | 438,121,000 | 444,953,000 | 462,233,000 |
| Allowance for loan losses | 4,405,000 | 4,556,000 | 4,543,000 | 4,596,000 |
| Securities available for sale | 3,531,000 | 4,942,000 | 4,928,000 | 4,883,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 411,575,000 | 422,913,000 | 443,315,000 | 429,061,000 |
| Interest-bearing deposits | 350,965,000 | 359,437,000 | 372,663,000 | 359,528,000 |
| Noninterest-bearing deposits | 60,610,000 | 63,476,000 | 70,652,000 | 69,533,000 |
| Equity capital | 43,487,000 | 45,463,000 | 47,403,000 | 49,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,451,000 | 9,074,000 | 14,039,000 | 19,157,000 |
| Interest expense | 870,000 | 1,809,000 | 2,877,000 | 3,964,000 |
| Net interest income | 3,581,000 | 7,265,000 | 11,162,000 | 15,193,000 |
| Noninterest income | 363,000 | 934,000 | 1,408,000 | 1,913,000 |
| Noninterest expense | 2,164,000 | 4,315,000 | 6,516,000 | 9,014,000 |
| Provision for loan losses | 50,000 | 200,000 | 425,000 | 475,000 |
| Pretax income | 1,730,000 | 3,684,000 | 5,629,000 | 7,617,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,730,000 | 3,684,000 | 5,629,000 | 7,617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,487,000 | 45,463,000 | 47,403,000 | 49,356,000 |
| Total capital | 52,892,000 | 55,019,000 | 56,946,000 | 58,952,000 |
| Risk-weighted assets | 414,065,000 | 421,916,000 | 426,179,000 | 444,801,000 |