Call reports 2012
GUARANTY BANK — 2012
What GUARANTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 261,152,000 | 275,231,000 | 278,227,000 | 295,762,000 |
| Total loans | 217,583,000 | 217,484,000 | 232,990,000 | 237,323,000 |
| Allowance for loan losses | 2,393,000 | 1,816,000 | 2,304,000 | 2,457,000 |
| Securities available for sale | 300,000 | 300,000 | 300,000 | 550,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,037,000 | 239,391,000 | 241,628,000 | 258,390,000 |
| Interest-bearing deposits | 208,443,000 | 213,644,000 | 214,487,000 | 221,300,000 |
| Noninterest-bearing deposits | 20,594,000 | 25,747,000 | 27,141,000 | 37,090,000 |
| Equity capital | 21,938,000 | 22,652,000 | 23,377,000 | 24,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,630,000 | 5,330,000 | 8,242,000 | 11,082,000 |
| Interest expense | 614,000 | 1,183,000 | 1,728,000 | 2,280,000 |
| Net interest income | 2,016,000 | 4,147,000 | 6,514,000 | 8,802,000 |
| Noninterest income | 331,000 | 702,000 | 1,073,000 | 1,427,000 |
| Noninterest expense | 1,394,000 | 2,778,000 | 4,306,000 | 5,879,000 |
| Provision for loan losses | 165,000 | 588,000 | 1,076,000 | 1,333,000 |
| Pretax income | 788,000 | 1,483,000 | 2,205,000 | 3,017,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 788,000 | 1,483,000 | 2,205,000 | 3,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,938,000 | 22,652,000 | 23,377,000 | 24,226,000 |
| Total capital | 24,331,000 | 27,468,000 | 28,681,000 | 29,683,000 |
| Risk-weighted assets | 212,501,000 | 217,299,000 | 227,486,000 | 231,892,000 |