Call reports 2011
GUARANTY BANK — 2011
What GUARANTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 215,636,000 | 215,600,000 | 229,043,000 | 249,386,000 |
| Total loans | 164,189,000 | 174,767,000 | 186,731,000 | 207,176,000 |
| Allowance for loan losses | 1,784,000 | 1,900,000 | 2,020,000 | 2,228,000 |
| Securities available for sale | 305,000 | 302,000 | 0 | 300,000 |
| Securities held to maturity | 0 | 0 | 300,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,957,000 | 185,530,000 | 198,358,000 | 218,065,000 |
| Interest-bearing deposits | 169,434,000 | 168,885,000 | 179,826,000 | 196,848,000 |
| Noninterest-bearing deposits | 16,523,000 | 16,645,000 | 18,532,000 | 21,217,000 |
| Equity capital | 19,513,000 | 19,890,000 | 20,486,000 | 21,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,036,000 | 4,221,000 | 6,589,000 | 9,138,000 |
| Interest expense | 585,000 | 1,142,000 | 1,716,000 | 2,308,000 |
| Net interest income | 1,451,000 | 3,079,000 | 4,873,000 | 6,830,000 |
| Noninterest income | 109,000 | 266,000 | 503,000 | 863,000 |
| Noninterest expense | 967,000 | 2,282,000 | 3,627,000 | 5,119,000 |
| Provision for loan losses | 127,000 | 243,000 | 363,000 | 571,000 |
| Pretax income | 466,000 | 820,000 | 1,386,000 | 2,003,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 466,000 | 820,000 | 1,386,000 | 2,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,513,000 | 19,890,000 | 20,486,000 | 21,128,000 |
| Total capital | 21,297,000 | 21,790,000 | 22,506,000 | 23,356,000 |
| Risk-weighted assets | 167,648,000 | 175,316,000 | 188,050,000 | 207,866,000 |