Call reports 2010
GUARANTY BANK — 2010
What GUARANTY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 164,268,000 | 155,553,000 | 175,018,000 | 197,919,000 |
| Total loans | 118,618,000 | 131,451,000 | 143,979,000 | 156,351,000 |
| Allowance for loan losses | 1,295,000 | 1,400,000 | 1,508,000 | 1,657,000 |
| Securities available for sale | 498,000 | 498,000 | 809,000 | 306,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,933,000 | 136,933,000 | 145,952,000 | 168,757,000 |
| Interest-bearing deposits | 132,705,000 | 120,499,000 | 129,856,000 | 156,118,000 |
| Noninterest-bearing deposits | 13,228,000 | 16,434,000 | 16,096,000 | 12,639,000 |
| Equity capital | 17,860,000 | 18,140,000 | 18,557,000 | 19,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,521,000 | 3,164,000 | 4,929,000 | 6,853,000 |
| Interest expense | 560,000 | 1,001,000 | 1,452,000 | 2,014,000 |
| Net interest income | 961,000 | 2,163,000 | 3,477,000 | 4,839,000 |
| Noninterest income | 37,000 | 137,000 | 288,000 | 503,000 |
| Noninterest expense | 868,000 | 1,801,000 | 2,757,000 | 3,744,000 |
| Provision for loan losses | 51,000 | 156,000 | 264,000 | 413,000 |
| Pretax income | 79,000 | 343,000 | 744,000 | 1,185,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 79,000 | 343,000 | 744,000 | 1,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,860,000 | 18,140,000 | 18,557,000 | 19,022,000 |
| Total capital | 19,155,000 | 19,540,000 | 20,065,000 | 20,679,000 |
| Risk-weighted assets | 122,335,000 | 129,273,000 | 145,105,000 | 154,430,000 |