Call reports 2008
GUARANTY BANK — 2008
What GUARANTY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q4 |
|---|---|
| Total assets | 56,637,000 |
| Total loans | 26,002,000 |
| Allowance for loan losses | 286,000 |
| Securities available for sale | 1,000,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 36,303,000 |
| Interest-bearing deposits | 27,082,000 |
| Noninterest-bearing deposits | 9,221,000 |
| Equity capital | 19,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q4 |
|---|---|
| Interest income | 273,000 |
| Interest expense | 107,000 |
| Net interest income | 166,000 |
| Noninterest income | 1,000 |
| Noninterest expense | 696,000 |
| Provision for loan losses | 286,000 |
| Pretax income | -815,000 |
| Income tax | 0 |
| Net income | -815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q4 |
|---|---|
| Tier 1 capital | 19,843,000 |
| Total capital | 20,129,000 |
| Risk-weighted assets | 34,668,000 |