Call reports 2012
COMMUNITY BANK OF THE ARBUCKLES — 2012
What COMMUNITY BANK OF THE ARBUCKLES reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 96,252,000 | 95,319,000 | 95,331,000 |
| Total loans | 45,926,000 | 44,661,000 | 44,173,000 |
| Allowance for loan losses | 820,000 | 810,000 | 802,000 |
| Securities available for sale | 35,399,000 | 38,284,000 | 37,316,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 85,706,000 | 84,688,000 | 84,123,000 |
| Interest-bearing deposits | 66,794,000 | 65,147,000 | 66,814,000 |
| Noninterest-bearing deposits | 18,912,000 | 19,541,000 | 17,309,000 |
| Equity capital | 8,285,000 | 8,297,000 | 8,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 1,103,000 | 2,164,000 | 3,214,000 |
| Interest expense | 112,000 | 212,000 | 306,000 |
| Net interest income | 991,000 | 1,952,000 | 2,908,000 |
| Noninterest income | 272,000 | 539,000 | 797,000 |
| Noninterest expense | 877,000 | 1,779,000 | 2,692,000 |
| Provision for loan losses | 21,000 | 31,000 | 31,000 |
| Pretax income | 366,000 | 734,000 | 1,039,000 |
| Income tax | 3,000 | 6,000 | 8,000 |
| Net income | 363,000 | 728,000 | 1,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 8,108,000 | 8,155,000 | 8,458,000 |
| Total capital | 8,860,000 | 8,909,000 | 9,214,000 |
| Risk-weighted assets | 60,118,000 | 60,299,000 | 60,396,000 |