Call reports 2011
COMMUNITY BANK OF THE ARBUCKLES — 2011
What COMMUNITY BANK OF THE ARBUCKLES reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 88,230,000 | 90,756,000 | 91,285,000 | 90,407,000 |
| Total loans | 41,880,000 | 43,036,000 | 45,426,000 | 45,873,000 |
| Allowance for loan losses | 721,000 | 745,000 | 817,000 | 886,000 |
| Securities available for sale | 33,199,000 | 37,588,000 | 35,632,000 | 34,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,980,000 | 80,979,000 | 80,968,000 | 80,178,000 |
| Interest-bearing deposits | 62,361,000 | 61,722,000 | 63,794,000 | 63,792,000 |
| Noninterest-bearing deposits | 16,619,000 | 19,257,000 | 17,174,000 | 16,386,000 |
| Equity capital | 7,166,000 | 7,616,000 | 8,080,000 | 8,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,046,000 | 2,136,000 | 3,239,000 | 4,350,000 |
| Interest expense | 147,000 | 282,000 | 407,000 | 520,000 |
| Net interest income | 899,000 | 1,854,000 | 2,832,000 | 3,830,000 |
| Noninterest income | 274,000 | 573,000 | 844,000 | 1,114,000 |
| Noninterest expense | 855,000 | 1,739,000 | 2,690,000 | 3,493,000 |
| Provision for loan losses | 14,000 | 56,000 | 129,000 | 204,000 |
| Pretax income | 304,000 | 632,000 | 989,000 | 1,417,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 11,000 |
| Net income | 301,000 | 626,000 | 980,000 | 1,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,466,000 | 7,531,000 | 7,735,000 | 7,931,000 |
| Total capital | 8,116,000 | 8,196,000 | 8,435,000 | 8,645,000 |
| Risk-weighted assets | 51,932,000 | 53,104,000 | 55,869,000 | 56,925,000 |