Call reports 2010
COMMUNITY BANK OF THE ARBUCKLES — 2010
What COMMUNITY BANK OF THE ARBUCKLES reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 82,410,000 | 82,966,000 | 85,876,000 | 82,483,000 |
| Total loans | 45,257,000 | 45,345,000 | 42,986,000 | 43,236,000 |
| Allowance for loan losses | 750,000 | 738,000 | 690,000 | 696,000 |
| Securities available for sale | 27,799,000 | 28,734,000 | 32,104,000 | 29,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,511,000 | 73,959,000 | 76,570,000 | 73,607,000 |
| Interest-bearing deposits | 59,921,000 | 60,100,000 | 62,185,000 | 60,060,000 |
| Noninterest-bearing deposits | 13,590,000 | 13,859,000 | 14,385,000 | 13,547,000 |
| Equity capital | 6,987,000 | 6,982,000 | 7,199,000 | 6,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,138,000 | 2,247,000 | 3,379,000 | 4,474,000 |
| Interest expense | 201,000 | 400,000 | 591,000 | 756,000 |
| Net interest income | 937,000 | 1,847,000 | 2,788,000 | 3,718,000 |
| Noninterest income | 385,000 | 703,000 | 1,007,000 | 1,313,000 |
| Noninterest expense | 812,000 | 1,699,000 | 2,616,000 | 3,345,000 |
| Provision for loan losses | 141,000 | 230,000 | 340,000 | 416,000 |
| Pretax income | 426,000 | 686,000 | 1,013,000 | 1,455,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 21,000 |
| Net income | 423,000 | 680,000 | 1,004,000 | 1,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,901,000 | 6,867,000 | 7,059,000 | 7,340,000 |
| Total capital | 7,543,000 | 7,517,000 | 7,705,000 | 7,991,000 |
| Risk-weighted assets | 51,244,000 | 51,923,000 | 51,673,000 | 51,999,000 |