Call reports 2009
COMMUNITY BANK OF THE ARBUCKLES — 2009
What COMMUNITY BANK OF THE ARBUCKLES reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 80,882,000 | 79,878,000 | 80,081,000 | 78,714,000 |
| Total loans | 40,294,000 | 40,802,000 | 42,554,000 | 44,051,000 |
| Allowance for loan losses | 484,000 | 641,000 | 682,000 | 644,000 |
| Securities available for sale | 28,172,000 | 29,785,000 | 27,167,000 | 26,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,222,000 | 72,231,000 | 71,628,000 | 70,252,000 |
| Interest-bearing deposits | 59,415,000 | 59,296,000 | 59,122,000 | 56,152,000 |
| Noninterest-bearing deposits | 13,807,000 | 12,935,000 | 12,506,000 | 14,100,000 |
| Equity capital | 5,787,000 | 5,653,000 | 6,419,000 | 6,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,159,000 | 2,289,000 | 3,396,000 | 4,537,000 |
| Interest expense | 292,000 | 550,000 | 788,000 | 997,000 |
| Net interest income | 867,000 | 1,739,000 | 2,608,000 | 3,540,000 |
| Noninterest income | 322,000 | 655,000 | 927,000 | 1,234,000 |
| Noninterest expense | 763,000 | 1,635,000 | 2,459,000 | 3,259,000 |
| Provision for loan losses | 190,000 | 393,000 | 448,000 | 573,000 |
| Pretax income | 429,000 | 615,000 | 934,000 | 1,248,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 10,000 |
| Net income | 426,000 | 609,000 | 925,000 | 1,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,328,000 | 6,319,000 | 6,362,000 | 6,595,000 |
| Total capital | 6,812,000 | 6,917,000 | 6,960,000 | 7,214,000 |
| Risk-weighted assets | 47,221,000 | 47,797,000 | 47,749,000 | 49,470,000 |