Call reports 2008
COMMUNITY BANK OF THE ARBUCKLES — 2008
What COMMUNITY BANK OF THE ARBUCKLES reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 78,097,000 | 78,389,000 | 77,207,000 | 76,932,000 |
| Total loans | 41,411,000 | 40,643,000 | 40,367,000 | 41,026,000 |
| Allowance for loan losses | 435,000 | 526,000 | 557,000 | 598,000 |
| Securities available for sale | 25,356,000 | 28,290,000 | 28,408,000 | 28,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,932,000 | 72,037,000 | 70,217,000 | 69,416,000 |
| Interest-bearing deposits | 58,696,000 | 58,877,000 | 58,449,000 | 57,433,000 |
| Noninterest-bearing deposits | 12,236,000 | 13,160,000 | 11,768,000 | 11,983,000 |
| Equity capital | 5,333,000 | 4,455,000 | 5,026,000 | 5,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,241,000 | 2,474,000 | 3,695,000 | 4,927,000 |
| Interest expense | 451,000 | 852,000 | 1,221,000 | 1,560,000 |
| Net interest income | 790,000 | 1,622,000 | 2,474,000 | 3,367,000 |
| Noninterest income | 309,000 | 630,000 | 943,000 | 1,258,000 |
| Noninterest expense | 693,000 | 1,421,000 | 2,165,000 | 2,976,000 |
| Provision for loan losses | 96,000 | 209,000 | 389,000 | 487,000 |
| Pretax income | 405,000 | 717,000 | 958,000 | 1,289,000 |
| Income tax | 1,000 | 4,000 | 7,000 | 13,000 |
| Net income | 404,000 | 713,000 | 951,000 | 1,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,765,000 | 5,635,000 | 5,760,000 | 6,034,000 |
| Total capital | 6,200,000 | 6,161,000 | 6,317,000 | 6,615,000 |
| Risk-weighted assets | 47,148,000 | 46,842,000 | 46,883,000 | 46,487,000 |