Call reports 2007
COMMUNITY BANK OF THE ARBUCKLES — 2007
What COMMUNITY BANK OF THE ARBUCKLES reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 73,323,000 | 71,786,000 | 72,382,000 | 73,818,000 |
| Total loans | 39,256,000 | 40,264,000 | 40,431,000 | 39,525,000 |
| Allowance for loan losses | 314,000 | 321,000 | 325,000 | 353,000 |
| Securities available for sale | 11,165,000 | 20,301,000 | 20,763,000 | 20,654,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,185,000 | 65,733,000 | 65,907,000 | 67,038,000 |
| Interest-bearing deposits | 55,155,000 | 54,756,000 | 54,399,000 | 55,025,000 |
| Noninterest-bearing deposits | 12,030,000 | 10,977,000 | 11,508,000 | 12,013,000 |
| Equity capital | 4,983,000 | 4,340,000 | 4,652,000 | 5,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,169,000 | 2,434,000 | 3,698,000 | 4,947,000 |
| Interest expense | 467,000 | 942,000 | 1,432,000 | 1,920,000 |
| Net interest income | 702,000 | 1,492,000 | 2,266,000 | 3,027,000 |
| Noninterest income | 179,000 | 473,000 | 740,000 | 1,072,000 |
| Noninterest expense | 657,000 | 1,333,000 | 2,073,000 | 2,840,000 |
| Provision for loan losses | 19,000 | 55,000 | 74,000 | 118,000 |
| Pretax income | -95,000 | 282,000 | 564,000 | 858,000 |
| Income tax | 2,000 | 3,000 | 14,000 | 18,000 |
| Net income | -97,000 | 279,000 | 550,000 | 840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,014,000 | 5,276,000 | 5,291,000 | 5,473,000 |
| Total capital | 5,328,000 | 5,597,000 | 5,616,000 | 5,826,000 |
| Risk-weighted assets | 42,524,000 | 43,991,000 | 45,163,000 | 45,802,000 |