Call reports 2006
COMMUNITY BANK OF THE ARBUCKLES — 2006
What COMMUNITY BANK OF THE ARBUCKLES reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 58,141,000 | 58,092,000 | 59,395,000 | 63,373,000 |
| Total loans | 33,373,000 | 34,029,000 | 35,496,000 | 36,182,000 |
| Allowance for loan losses | 294,000 | 286,000 | 297,000 | 302,000 |
| Securities available for sale | 17,493,000 | 18,297,000 | 18,484,000 | 18,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,478,000 | 50,554,000 | 52,029,000 | 55,905,000 |
| Interest-bearing deposits | 40,482,000 | 40,501,000 | 41,531,000 | 43,907,000 |
| Noninterest-bearing deposits | 9,996,000 | 10,053,000 | 10,498,000 | 11,998,000 |
| Equity capital | 4,751,000 | 4,385,000 | 4,751,000 | 4,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 874,000 | 1,794,000 | 2,746,000 | 3,764,000 |
| Interest expense | 237,000 | 509,000 | 807,000 | 1,138,000 |
| Net interest income | 637,000 | 1,285,000 | 1,939,000 | 2,626,000 |
| Noninterest income | 301,000 | 516,000 | 707,000 | 901,000 |
| Noninterest expense | 634,000 | 1,230,000 | 1,874,000 | 2,539,000 |
| Provision for loan losses | 27,000 | 44,000 | 65,000 | 65,000 |
| Pretax income | 277,000 | 517,000 | 697,000 | 913,000 |
| Income tax | -4,000 | -3,000 | 7,000 | 9,000 |
| Net income | 281,000 | 520,000 | 690,000 | 904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,266,000 | 5,148,000 | 5,122,000 | 5,228,000 |
| Total capital | 5,560,000 | 5,434,000 | 5,419,000 | 5,530,000 |
| Risk-weighted assets | 34,219,000 | 34,452,000 | 36,262,000 | 38,550,000 |