Call reports 2005
COMMUNITY BANK OF THE ARBUCKLES — 2005
What COMMUNITY BANK OF THE ARBUCKLES reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 54,716,000 | 55,444,000 | 55,423,000 | 56,423,000 |
| Total loans | 30,938,000 | 32,172,000 | 33,058,000 | 33,149,000 |
| Allowance for loan losses | 271,000 | 243,000 | 242,000 | 260,000 |
| Securities available for sale | 18,615,000 | 17,771,000 | 16,597,000 | 16,963,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,759,000 | 46,579,000 | 47,822,000 | 48,900,000 |
| Interest-bearing deposits | 37,596,000 | 36,900,000 | 38,668,000 | 38,542,000 |
| Noninterest-bearing deposits | 9,163,000 | 9,679,000 | 9,154,000 | 10,358,000 |
| Equity capital | 4,388,000 | 4,932,000 | 4,789,000 | 4,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 726,000 | 1,568,000 | 2,389,000 | 3,267,000 |
| Interest expense | 170,000 | 351,000 | 563,000 | 790,000 |
| Net interest income | 556,000 | 1,217,000 | 1,826,000 | 2,477,000 |
| Noninterest income | 193,000 | 476,000 | 766,000 | 1,063,000 |
| Noninterest expense | 566,000 | 1,135,000 | 1,796,000 | 2,483,000 |
| Provision for loan losses | 20,000 | 35,000 | 102,000 | 172,000 |
| Pretax income | 120,000 | 419,000 | 566,000 | 757,000 |
| Income tax | -19,000 | -17,000 | -1,000 | 1,000 |
| Net income | 139,000 | 436,000 | 567,000 | 756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,045,000 | 5,146,000 | 5,095,000 | 5,137,000 |
| Total capital | 5,316,000 | 5,389,000 | 5,337,000 | 5,397,000 |
| Risk-weighted assets | 33,729,000 | 33,601,000 | 34,327,000 | 33,790,000 |