Call reports 2004
COMMUNITY BANK OF THE ARBUCKLES — 2004
What COMMUNITY BANK OF THE ARBUCKLES reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 52,519,000 | 52,303,000 | 53,733,000 | 53,171,000 |
| Total loans | 26,609,000 | 27,404,000 | 28,068,000 | 28,387,000 |
| Allowance for loan losses | 303,000 | 307,000 | 328,000 | 268,000 |
| Securities available for sale | 17,622,000 | 19,903,000 | 18,342,000 | 19,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 305,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,922,000 | 44,754,000 | 46,216,000 | 45,576,000 |
| Interest-bearing deposits | 36,410,000 | 36,400,000 | 37,666,000 | 36,601,000 |
| Noninterest-bearing deposits | 8,512,000 | 8,354,000 | 8,550,000 | 8,975,000 |
| Equity capital | 5,002,000 | 4,350,000 | 4,809,000 | 4,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 749,000 | 1,519,000 | 2,332,000 | 3,106,000 |
| Interest expense | 176,000 | 324,000 | 471,000 | 634,000 |
| Net interest income | 573,000 | 1,195,000 | 1,861,000 | 2,472,000 |
| Noninterest income | 171,000 | 370,000 | 570,000 | 762,000 |
| Noninterest expense | 550,000 | 1,125,000 | 1,701,000 | 2,279,000 |
| Provision for loan losses | 0 | 10,000 | 40,000 | 70,000 |
| Pretax income | 116,000 | 352,000 | 614,000 | 808,000 |
| Income tax | 1,000 | 14,000 | 27,000 | 34,000 |
| Net income | 115,000 | 338,000 | 587,000 | 774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,878,000 | 4,945,000 | 4,966,000 | 5,034,000 |
| Total capital | 5,181,000 | 5,252,000 | 5,294,000 | 5,302,000 |
| Risk-weighted assets | 28,704,000 | 29,942,000 | 29,719,000 | 30,066,000 |