Call reports 2003
COMMUNITY BANK OF THE ARBUCKLES — 2003
What COMMUNITY BANK OF THE ARBUCKLES reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 52,232,000 | 51,570,000 | 50,607,000 | 51,229,000 |
| Total loans | 25,859,000 | 26,134,000 | 26,283,000 | 25,328,000 |
| Allowance for loan losses | 275,000 | 458,000 | 457,000 | 308,000 |
| Securities available for sale | 21,445,000 | 20,524,000 | 18,143,000 | 21,057,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,045,000 | 42,650,000 | 43,326,000 | 43,965,000 |
| Interest-bearing deposits | 35,134,000 | 34,607,000 | 35,229,000 | 35,139,000 |
| Noninterest-bearing deposits | 7,911,000 | 8,043,000 | 8,097,000 | 8,826,000 |
| Equity capital | 4,847,000 | 4,970,000 | 4,650,000 | 4,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 763,000 | 1,485,000 | 2,229,000 | 2,956,000 |
| Interest expense | 209,000 | 406,000 | 589,000 | 754,000 |
| Net interest income | 554,000 | 1,079,000 | 1,640,000 | 2,202,000 |
| Noninterest income | 139,000 | 307,000 | 479,000 | 664,000 |
| Noninterest expense | 536,000 | 1,071,000 | 1,626,000 | 2,228,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | -25,000 |
| Pretax income | 192,000 | 348,000 | 544,000 | 724,000 |
| Income tax | 1,000 | 14,000 | 28,000 | 35,000 |
| Net income | 191,000 | 334,000 | 516,000 | 689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,713,000 | 4,756,000 | 4,818,000 | 4,883,000 |
| Total capital | 4,988,000 | 5,044,000 | 5,115,000 | 5,191,000 |
| Risk-weighted assets | 26,554,000 | 22,845,000 | 23,628,000 | 26,923,000 |