Call reports 2002
COMMUNITY BANK OF THE ARBUCKLES — 2002
What COMMUNITY BANK OF THE ARBUCKLES reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 49,088,000 | 49,386,000 | 51,912,000 | 49,456,000 |
| Total loans | 27,658,000 | 26,808,000 | 26,465,000 | 25,100,000 |
| Allowance for loan losses | 324,000 | 345,000 | 356,000 | 313,000 |
| Securities available for sale | 13,931,000 | 14,265,000 | 20,301,000 | 17,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,085,000 | 42,074,000 | 43,142,000 | 41,966,000 |
| Interest-bearing deposits | 34,238,000 | 33,745,000 | 34,157,000 | 34,282,000 |
| Noninterest-bearing deposits | 7,847,000 | 8,329,000 | 8,985,000 | 7,684,000 |
| Equity capital | 4,422,000 | 4,727,000 | 4,859,000 | 4,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 865,000 | 1,707,000 | 2,525,000 | 3,374,000 |
| Interest expense | 265,000 | 514,000 | 753,000 | 978,000 |
| Net interest income | 600,000 | 1,193,000 | 1,772,000 | 2,396,000 |
| Noninterest income | 113,000 | 258,000 | 408,000 | 552,000 |
| Noninterest expense | 481,000 | 1,012,000 | 1,527,000 | 2,117,000 |
| Provision for loan losses | 45,000 | 90,000 | 105,000 | 105,000 |
| Pretax income | 187,000 | 355,000 | 553,000 | 734,000 |
| Income tax | 1,000 | 3,000 | 10,000 | 117,000 |
| Net income | 186,000 | 352,000 | 543,000 | 617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,631,000 | 4,603,000 | 4,692,000 | 4,652,000 |
| Total capital | 4,955,000 | 4,927,000 | 5,017,000 | 4,963,000 |
| Risk-weighted assets | 26,969,000 | 25,888,000 | 25,929,000 | 24,875,000 |