Call reports 2025
FARMERS STATE BANK — 2025
What FARMERS STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,623,819,000 | 1,625,178,000 | 1,572,293,000 | 1,628,933,000 |
| Total loans | 1,309,602,000 | 1,298,553,000 | 1,293,732,000 | 1,314,751,000 |
| Allowance for loan losses | 13,119,000 | 13,136,000 | 13,186,000 | 13,353,000 |
| Securities available for sale | 235,114,000 | 243,042,000 | 219,499,000 | 229,688,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,249,700,000 | 1,285,709,000 | 1,253,271,000 | 1,244,786,000 |
| Interest-bearing deposits | 1,087,357,000 | 1,119,872,000 | 1,090,518,000 | 1,082,365,000 |
| Noninterest-bearing deposits | 162,343,000 | 165,837,000 | 162,753,000 | 162,421,000 |
| Equity capital | 144,435,000 | 147,446,000 | 156,014,000 | 163,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 20,127,000 | 40,535,000 | 61,259,000 | 82,374,000 |
| Interest expense | 12,003,000 | 23,418,000 | 34,325,000 | 44,522,000 |
| Net interest income | 8,124,000 | 17,117,000 | 26,934,000 | 37,852,000 |
| Noninterest income | 800,000 | 1,823,000 | 2,841,000 | 3,852,000 |
| Noninterest expense | 5,942,000 | 11,759,000 | 17,758,000 | 23,538,000 |
| Provision for loan losses | 0 | 61,000 | 153,000 | 368,000 |
| Pretax income | 2,982,000 | 7,226,000 | 11,774,000 | 17,708,000 |
| Income tax | 117,000 | 258,000 | 433,000 | 718,000 |
| Net income | 2,865,000 | 6,968,000 | 11,341,000 | 16,990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 158,697,000 | 161,800,000 | 164,673,000 | 168,822,000 |
| Total capital | 172,812,000 | 175,716,000 | 178,639,000 | 182,955,000 |
| Risk-weighted assets | 1,290,043,000 | 1,282,096,000 | 1,286,930,000 | 1,315,521,000 |