Call reports 2022
FARMERS STATE BANK — 2022
What FARMERS STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,452,183,000 | 1,480,342,000 | 1,504,086,000 | 1,542,625,000 |
| Total loans | 1,216,640,000 | 1,274,004,000 | 1,293,588,000 | 1,282,034,000 |
| Allowance for loan losses | 14,345,000 | 14,248,000 | 14,288,000 | 14,469,000 |
| Securities available for sale | 177,262,000 | 161,670,000 | 166,674,000 | 209,298,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,092,151,000 | 1,231,111,000 | 1,239,096,000 | 1,218,113,000 |
| Interest-bearing deposits | 913,965,000 | 1,050,498,000 | 1,055,729,000 | 1,042,465,000 |
| Noninterest-bearing deposits | 178,186,000 | 180,613,000 | 183,367,000 | 175,648,000 |
| Equity capital | 144,124,000 | 140,076,000 | 134,639,000 | 142,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 13,543,000 | 28,268,000 | 43,777,000 | 59,987,000 |
| Interest expense | 1,305,000 | 3,855,000 | 7,791,000 | 14,385,000 |
| Net interest income | 12,238,000 | 24,413,000 | 35,986,000 | 45,602,000 |
| Noninterest income | 1,043,000 | 2,540,000 | 3,347,000 | 4,013,000 |
| Noninterest expense | 6,248,000 | 12,631,000 | 18,741,000 | 23,893,000 |
| Provision for loan losses | 450,000 | 1,155,000 | 1,715,000 | 2,175,000 |
| Pretax income | 6,583,000 | 13,141,000 | 18,816,000 | 23,486,000 |
| Income tax | 333,000 | 652,000 | 965,000 | 1,059,000 |
| Net income | 6,250,000 | 12,489,000 | 17,851,000 | 22,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 147,511,000 | 150,750,000 | 153,113,000 | 155,189,000 |
| Total capital | 161,579,000 | 164,998,000 | 167,401,000 | 169,658,000 |
| Risk-weighted assets | 1,125,183,000 | 1,161,982,000 | 1,184,232,000 | 1,185,255,000 |