Call reports 2021
FARMERS STATE BANK — 2021
What FARMERS STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,379,658,000 | 1,334,968,000 | 1,352,641,000 | 1,371,634,000 |
| Total loans | 1,156,220,000 | 1,131,169,000 | 1,117,019,000 | 1,167,906,000 |
| Allowance for loan losses | 13,264,000 | 13,691,000 | 13,997,000 | 13,948,000 |
| Securities available for sale | 164,198,000 | 154,814,000 | 159,318,000 | 164,966,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,161,897,000 | 1,134,414,000 | 1,127,140,000 | 1,116,941,000 |
| Interest-bearing deposits | 971,040,000 | 958,383,000 | 907,517,000 | 917,021,000 |
| Noninterest-bearing deposits | 190,857,000 | 176,031,000 | 219,623,000 | 199,920,000 |
| Equity capital | 131,411,000 | 140,710,000 | 145,136,000 | 149,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 14,515,000 | 30,336,000 | 43,853,000 | 57,261,000 |
| Interest expense | 1,568,000 | 2,910,000 | 4,056,000 | 5,159,000 |
| Net interest income | 12,947,000 | 27,426,000 | 39,797,000 | 52,102,000 |
| Noninterest income | 931,000 | 1,924,000 | 4,620,000 | 5,647,000 |
| Noninterest expense | 5,432,000 | 11,398,000 | 17,909,000 | 23,415,000 |
| Provision for loan losses | 450,000 | 905,000 | 1,215,000 | 1,215,000 |
| Pretax income | 7,996,000 | 17,047,000 | 25,293,000 | 33,119,000 |
| Income tax | 405,000 | 836,000 | 1,266,000 | 1,573,000 |
| Net income | 7,591,000 | 16,211,000 | 24,027,000 | 31,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,307,000 | 135,927,000 | 140,743,000 | 145,261,000 |
| Total capital | 140,009,000 | 148,632,000 | 153,662,000 | 158,728,000 |
| Risk-weighted assets | 1,015,570,000 | 1,015,396,000 | 1,032,446,000 | 1,076,913,000 |