Call reports 2020
FARMERS STATE BANK — 2020
What FARMERS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,163,924,000 | 1,251,144,000 | 1,313,291,000 | 1,344,013,000 |
| Total loans | 978,750,000 | 1,073,250,000 | 1,104,492,000 | 1,139,837,000 |
| Allowance for loan losses | 10,649,000 | 11,122,000 | 12,910,000 | 12,864,000 |
| Securities available for sale | 118,847,000 | 136,077,000 | 164,471,000 | 166,399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 963,573,000 | 1,023,812,000 | 1,020,861,000 | 1,047,002,000 |
| Interest-bearing deposits | 873,125,000 | 885,767,000 | 860,692,000 | 675,010,000 |
| Noninterest-bearing deposits | 90,448,000 | 138,045,000 | 160,169,000 | 371,992,000 |
| Equity capital | 108,522,000 | 116,919,000 | 122,504,000 | 127,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 12,819,000 | 25,854,000 | 42,017,000 | 55,857,000 |
| Interest expense | 3,798,000 | 6,603,000 | 9,008,000 | 10,937,000 |
| Net interest income | 9,021,000 | 19,251,000 | 33,009,000 | 44,920,000 |
| Noninterest income | 630,000 | 1,345,000 | 2,375,000 | 3,350,000 |
| Noninterest expense | 5,020,000 | 10,491,000 | 15,691,000 | 21,376,000 |
| Provision for loan losses | 440,000 | 1,006,000 | 2,851,000 | 2,851,000 |
| Pretax income | 4,489,000 | 9,397,000 | 17,140,000 | 24,341,000 |
| Income tax | 218,000 | 440,000 | 799,000 | 1,107,000 |
| Net income | 4,271,000 | 8,957,000 | 16,341,000 | 23,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,752,000 | 112,438,000 | 117,822,000 | 122,716,000 |
| Total capital | 119,401,000 | 123,560,000 | 129,825,000 | 135,313,000 |
| Risk-weighted assets | 912,551,000 | 907,871,000 | 959,311,000 | 1,007,477,000 |