Call reports 2016
FARMERS STATE BANK — 2016
What FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 731,051,000 | 775,103,000 | 819,548,000 | 850,565,000 |
| Total loans | 614,435,000 | 646,876,000 | 681,710,000 | 712,245,000 |
| Allowance for loan losses | 6,578,000 | 6,692,000 | 6,856,000 | 6,999,000 |
| Securities available for sale | 78,370,000 | 93,398,000 | 95,824,000 | 103,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 625,383,000 | 642,921,000 | 659,587,000 | 684,617,000 |
| Interest-bearing deposits | 564,478,000 | 572,740,000 | 586,342,000 | 609,112,000 |
| Noninterest-bearing deposits | 60,905,000 | 70,181,000 | 73,245,000 | 75,505,000 |
| Equity capital | 57,555,000 | 63,284,000 | 66,383,000 | 65,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,519,000 | 15,428,000 | 23,658,000 | 32,246,000 |
| Interest expense | 1,034,000 | 2,290,000 | 3,737,000 | 5,318,000 |
| Net interest income | 6,485,000 | 13,138,000 | 19,921,000 | 26,928,000 |
| Noninterest income | 476,000 | 1,035,000 | 1,576,000 | 2,000,000 |
| Noninterest expense | 3,722,000 | 7,734,000 | 11,843,000 | 16,003,000 |
| Provision for loan losses | 231,000 | 447,000 | 657,000 | 1,145,000 |
| Pretax income | 3,008,000 | 6,042,000 | 9,062,000 | 11,845,000 |
| Income tax | 179,000 | 327,000 | 483,000 | 593,000 |
| Net income | 2,829,000 | 5,715,000 | 8,579,000 | 11,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,053,000 | 59,939,000 | 63,804,000 | 66,476,000 |
| Total capital | 62,631,000 | 66,631,000 | 70,660,000 | 73,475,000 |
| Risk-weighted assets | 573,086,000 | 611,412,000 | 657,597,000 | 681,227,000 |