Call reports 2015
FARMERS STATE BANK — 2015
What FARMERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 626,576,000 | 660,360,000 | 683,490,000 | 697,989,000 |
| Total loans | 528,491,000 | 556,388,000 | 577,908,000 | 594,295,000 |
| Allowance for loan losses | 5,143,000 | 5,378,000 | 5,754,000 | 6,400,000 |
| Securities available for sale | 58,089,000 | 64,480,000 | 63,757,000 | 68,397,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 540,357,000 | 543,088,000 | 562,805,000 | 552,915,000 |
| Interest-bearing deposits | 485,686,000 | 484,600,000 | 500,583,000 | 487,177,000 |
| Noninterest-bearing deposits | 54,671,000 | 58,488,000 | 62,222,000 | 65,738,000 |
| Equity capital | 50,827,000 | 51,172,000 | 53,966,000 | 55,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,480,000 | 13,342,000 | 20,402,000 | 27,765,000 |
| Interest expense | 782,000 | 1,630,000 | 2,475,000 | 3,705,000 |
| Net interest income | 5,698,000 | 11,712,000 | 17,927,000 | 24,060,000 |
| Noninterest income | 424,000 | 862,000 | 1,603,000 | 1,933,000 |
| Noninterest expense | 3,581,000 | 7,254,000 | 11,088,000 | 15,217,000 |
| Provision for loan losses | 128,000 | 338,000 | 714,000 | 1,350,000 |
| Pretax income | 2,429,000 | 4,998,000 | 7,919,000 | 9,789,000 |
| Income tax | 164,000 | 273,000 | 384,000 | 452,000 |
| Net income | 2,265,000 | 4,725,000 | 7,535,000 | 9,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,352,000 | 51,112,000 | 53,222,000 | 54,224,000 |
| Total capital | 54,495,000 | 56,490,000 | 58,976,000 | 60,624,000 |
| Risk-weighted assets | 495,883,000 | 521,914,000 | 543,557,000 | 554,294,000 |